At Breakwater we believe that you should expect more from your financial advisor. Here you’ll receive expert financial planning, management and advice on your entire financial life from a fee-only fiduciary who unquestionably places your best interests first. And most of all, you’ll have the peace of mind knowing your financial advisor genuinely cares about you, your family, and seeing you accomplish your goals.
The reverse mortgage, or technically known as the Home Equity Conversion Mortgage (HECM), is not the most popular retirement income tool. Some say they are expensive, that they will hurt your children's inheritance, that your spouse will get kicked out of your house when you die, that they should be used only as a last resort, or that your loved ones will be on the hook for the debt. We've all heard the arguments against them. But are these beliefs valid? Is it...
It's once again fall in New England, and that means one great thing to many of us - football is back! As a kid, football was the only sport that I loved to play. As an adult, one of my greatest joys of fatherhood is coaching my two sons’ Flag Football teams. While enjoying the games this past weekend, it occurred to me that football can teach us a lot about personal finance.
Football, like any team sport, has two sides to the game. Offense and defense....
The Economic Growth, Regulatory Relief and Consumer Protection Act was passed in May and many of the consumer protection laws go into effect in September. Among the most notable changes are:
I've written extensively on why you should consider freezing your own credit. So, for this blog post, I'll focus on the...
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