Breakwater Financial is a fee-only financial planning firm and Registered Investment Advisor. We are proud to be held to the fiduciary standard when advising our clients. We feel strongly that financial planning should be accessible to everyone, this is why we offer financial advice on an hourly, retainer or full-service basis. At Breakwater Financial, we believe that financial planning has the power to change lives.
For most American workers, retirement is viewed as the crowning achievement of a life well lived. We have evolved to view retirement as the default destination for all and even a birthright. However, the idea of retirement is a relatively new one in our history. The concept has only been with us for about 100 years. During this time retirement has changed dramatically. However, our society has not always adapted and changed along with it. We still hold onto notions of...
Apple unveiled its new credit card with a splashy presentation live from the Steve Jobs Theater in Cupertino, California on Monday. The card has been met with much fanfare largely because it carries the Apple logo. Let's find out how it compares to other similar credit cards.
Apple’s new credit card dubbed “Apple Card” is a no-annual-fee cash back credit card. Two popular competitors on the market today are the Citi Double Cash and the...
You may not realize it, but your net worth says a lot about you. Your net worth says more about your financial status than your income, your house, your last vacation or your car. However, unlike many of the public displays of wealth and status, your net worth is largely unknown to others. And in some cases, it may be unknown by you as well. So just what is net worth and what does it say about you?
First let's make sure we have a clear understanding of what...
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