Breakwater Financial is a fee-only financial planning firm. As fiduciaries, we provide financial advice and guidance on an hourly, retainer or full-service basis. At Breakwater Financial, we believe that financial planning has the power to change lives.
When you think about your most valuable asset, your home, car or jewelry might come to mind. Losing one of these items could be financially and emotionally devastating. So you've probably taken every precaution necessary to protect it, such as buying insurance to reduce your risk exposure. However, you own something that's probably more valuable than any of these possessions, and you might have never considered protecting it- your future earnings from work...
As I'm sure you've noticed by now, this has not been a great year for stock and bond markets. Most stock markets are now in what is technically defined as a correction. With all the volatility, negative news stories, and predictions of doom, I thought it would be helpful to look back over the history of market corrections to put this one into perspective.
When markets are going down, the losses fall into three categories: pullbacks, corrections, and bear...
The reverse mortgage, or technically known as the Home Equity Conversion Mortgage (HECM), is not the most popular retirement income tool. Some say they are expensive, that they will hurt your children's inheritance, that your spouse will get kicked out of your house when you die, that they should be used only as a last resort, or that your loved ones will be on the hook for the debt. We've all heard the arguments against them. But are these beliefs valid? Is it...
Phone: 617-849-8019
Fax: 617-849-8023
Email: info@breakwaterfinancial.com
75 Second Avenue, Suite 605 Needham, MA 02494
© 2019 Breakwater Financial, LLC. All rights reserved.
