A. You have specific money questions or issues that you need advice on, you prefer to pay for only what you need, and you do not need an on-going relationship nor investment management.
Employee Benefits - 401k Allocation, Stock Options, Restricted Stock, Health Savings Accounts, Flexible Spending Accounts, Deferred Compensation
Insurance - Life, Disability, Long-Term Care
Investments - Allocation, Risk, Projections, Cost Analysis, Cash Balances
Taxes - Tax Planning, Deduction Maximization, Optimization, Coordination
Estate Planning - Wills, Trust, Health Care Proxies, Power of Attorney, Letter of Instruction
Retirement - Projections, Planning, Spend Down Decisions, Answer to "Am I on Track?"
Housing - Rent vs. Buy Decisions, Deduction Optimizations, Long-term Projections
Budgeting - Spending Analysis, Expense Reduction Strategies, Debt Payoff
Liabilities - Debt Optimization, Refinance Decisions, Restructuring
Risk - Home, Auto, Umbrella, Cyber Security, Emergency Fund
Open Enrolment & Social Security Optimization
Our rate is $300 per hour. We generally only start charging when the meeting or call begins. We require a minimum of one hour for the initial meeting or call.
Most, if not all topics, can be addressed on the call itself. However, if research and/or additional work is required on our part after the call we will bill hourly for that work. But don't worry, we will always keep you posted on how many hours we're at.
Subsequent calls can be booked in as little as 15 minute increments.