Long before I found my calling as a financial advisor, I grew up in a working-class family in upstate New York. Watching my parents and grandparents build and manage plumbing businesses they each owned, I developed a deep respect for the importance of managing money well. I learned firsthand that managing your finances with great care and careful planning can lead to extraordinary results--and that not managing your money well can be detrimental to your happiness. I understand that not everyone has the ability or the desire to plan for their own financial wellbeing. This is why I’ve made it my mission to help as many people as I can protect their money and use it as effectively as possible to accomplish their goals.
When it came time for college, I decided to become a finance major and never looked back. I put myself through Siena College and chose Siena because of their strong accounting and finance programs. I went on to earn my M.B.A. at the University of New York at Albany. Later, I pursued the challenging and rewarding coursework and examinations necessary to earn the CERTIFIED FINANCIAL PLANNER™ designation; finally earning my CFP® designation in 2012.
My career in financial services began when I joined the Ayco company L.P. (a division of Goldman Sachs) in Saratoga Springs, New York. I first worked out of Ayco's multi-family office practice, where I observed the extraordinarily complex financial planning needs of some of the nation’s most affluent families. I later transitioned into a leadership role in Ayco’s fund administration department, where I was engaged in financial statement accounting for private equity and venture capital funds.
In 2006, I moved to Boston and began to build my practice at what was then Smith Barney. Transitioning to Smith Barney allowed me to work with individuals and families who I felt needed and valued my advice more than those who have already achieved many of their financial goals. My typical client today has worked very hard to get where they are. More often than not, they came from modest financial backgrounds. Along the way, while providing for their families, they have managed to save enough to turn their dream of retirement into a reality.
In 2016, I founded Breakwater Financial, LLC. My goal in creating Breakwater was simple: create a firm that was built around the ideal client experience. Now I spend my days happily running Breakwater and serving my clients who are like family to me.
I live in Needham, Massachusetts with my wife Beth and sons Jack and Luke. When I'm not advising clients or spending time with my family, I enjoy a number of hobbies. I’m a runner, a mountain biker, an amateur photographer, a flag football coach, and an avid reader.